Metric
Q4
2022/2023
Q4
2023/2024
Q4
2024/2025
Earnings & Returns
EPS (Annualized)
12.58
5.61 ↓ 55.4%
0.28 ↓ 95%
EPS (TTM)
12.58
5.61 ↓ 55.4%
0.28 ↓ 95%
ROE (Annualized)
9.45%
3.97% ↓ 58%
0.19% ↓ 95.2%
ROE (TTM)
9.45%
3.97% ↓ 58%
0.19% ↓ 95.2%
ROA (Annualized)
0.76%
0.32% ↓ 57.9%
0.01% ↓ 96.9%
ROA (TTM)
0.76%
0.32% ↓ 57.9%
0.01% ↓ 96.9%
Valuation Ratios
P/E Ratio (Latest)
53.11
53.11 ↑ 0%
53.11 ↑ 0%
P/E Ratio (TTM)
-217.88
-217.88 ↑ 0%
-217.88 ↑ 0%
P/E Ratio (Annualized)
23.69
55.97 ↑ 136.3%
1,217.57 ↑ 2075.4%
P/B Ratio
2.17
2.17 ↑ 0%
2.29 ↑ 5.5%
Graham Number
197.15
135.29 ↓ 31.4%
30.62 ↓ 77.4%
Price/Sales Ratio
1.57
1.77 ↑ 12.7%
2.61 ↑ 47.5%
Book Value Per Share
137.32
145.01 ↑ 5.6%
148.84 ↑ 2.6%
Banking & Operational
NPL to Total Loan
2.86%
4.95% ↑ 73.1%
7.98% ↑ 61.2%
Credit to Deposit Ratio
86.90%
78.69% ↓ 9.4%
83.23% ↑ 5.8%
Interest Rate Spread
4.58%
4.55% ↓ 0.7%
3.96% ↓ 13%
Net Interest Margin
4.36%
4.52% ↑ 3.7%
4.34% ↓ 4%
Net Profit Margin
6.63%
3.16% ↓ 52.3%
0.21% ↓ 93.4%
Asset Turnover
0.12
0.10 ↓ 16.7%
0.08 ↓ 20%
होमपेजबिज शर्ट्स