| Metric | Q4 2022/2023 | Q4 2023/2024 | Q4 2024/2025 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 12.58 | 5.61 ↓ 55.4% | 0.28 ↓ 95% |
| EPS (TTM) | 12.58 | 5.61 ↓ 55.4% | 0.28 ↓ 95% |
| ROE (Annualized) | 9.45% | 3.97% ↓ 58% | 0.19% ↓ 95.2% |
| ROE (TTM) | 9.45% | 3.97% ↓ 58% | 0.19% ↓ 95.2% |
| ROA (Annualized) | 0.76% | 0.32% ↓ 57.9% | 0.01% ↓ 96.9% |
| ROA (TTM) | 0.76% | 0.32% ↓ 57.9% | 0.01% ↓ 96.9% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | 53.11 | 53.11 ↑ 0% | 53.11 ↑ 0% |
| P/E Ratio (TTM) | -217.88 | -217.88 ↑ 0% | -217.88 ↑ 0% |
| P/E Ratio (Annualized) | 23.69 | 55.97 ↑ 136.3% | 1,217.57 ↑ 2075.4% |
| P/B Ratio | 2.17 | 2.17 ↑ 0% | 2.29 ↑ 5.5% |
| Graham Number | 197.15 | 135.29 ↓ 31.4% | 30.62 ↓ 77.4% |
| Price/Sales Ratio | 1.57 | 1.77 ↑ 12.7% | 2.61 ↑ 47.5% |
| Book Value Per Share | 137.32 | 145.01 ↑ 5.6% | 148.84 ↑ 2.6% |
| Banking & Operational | |||
| NPL to Total Loan | 2.86% | 4.95% ↑ 73.1% | 7.98% ↑ 61.2% |
| Credit to Deposit Ratio | 86.90% | 78.69% ↓ 9.4% | 83.23% ↑ 5.8% |
| Interest Rate Spread | 4.58% | 4.55% ↓ 0.7% | 3.96% ↓ 13% |
| Net Interest Margin | 4.36% | 4.52% ↑ 3.7% | 4.34% ↓ 4% |
| Net Profit Margin | 6.63% | 3.16% ↓ 52.3% | 0.21% ↓ 93.4% |
| Asset Turnover | 0.12 | 0.10 ↓ 16.7% | 0.08 ↓ 20% |