| Metric | Q1 2023/2024 | Q1 2024/2025 | Q1 2025/2026 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 4.62 | 13.76 ↑ 197.8% | 6.40 ↓ 53.5% |
| EPS (TTM) | 11.46 | 7.89 ↓ 31.2% | -1.56 ↓ 119.8% |
| ROE (Annualized) | 3.44% | 9.60% ↑ 179.1% | 4.28% ↓ 55.4% |
| ROE (TTM) | 8.55% | 5.52% ↓ 35.4% | -1.04% ↓ 118.8% |
| ROA (Annualized) | 0.28% | 0.80% ↑ 185.7% | 0.36% ↓ 55% |
| ROA (TTM) | 0.69% | 0.47% ↓ 31.9% | -0.09% ↓ 119.1% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | 53.11 | 53.11 ↑ 0% | 53.11 ↑ 0% |
| P/E Ratio (TTM) | -217.88 | -217.88 ↑ 0% | -217.88 ↑ 0% |
| P/E Ratio (Annualized) | 61.45 | 26.82 ↓ 56.4% | 47.66 ↑ 77.7% |
| P/B Ratio | 8.31 | 9.92 ↑ 19.4% | 8.19 ↓ 17.4% |
| Graham Number | 187.74 | 162.54 ↓ 13.4% | 0.00 ↓ 100% |
| Price/Sales Ratio | 23.72 | 39.53 ↑ 66.7% | 41.78 ↑ 5.7% |
| Book Value Per Share | 136.70 | 148.82 ↑ 8.9% | 149.00 ↑ 0.1% |
| Banking & Operational | |||
| NPL to Total Loan | 3.75% | 4.98% ↑ 32.8% | 7.97% ↑ 60% |
| Credit to Deposit Ratio | 83.90% | 83.78% ↓ 0.1% | 83.57% ↓ 0.3% |
| Interest Rate Spread | 4.59% | 4.58% ↓ 0.2% | 3.97% ↓ 13.3% |
| Net Interest Margin | 4.20% | 4.60% ↑ 9.5% | 4.28% ↓ 7% |
| Net Profit Margin | 2.41% | 9.21% ↑ 282.2% | 5.47% ↓ 40.6% |
| Asset Turnover | 0.12 | 0.09 ↓ 25% | 0.07 ↓ 22.2% |