| Metric | Q3 2023/2024 | Q3 2024/2025 |
|---|---|---|
| Earnings & Returns | ||
| EPS (Annualized) | 4.62 | 9.30 ↑ 101.3% |
| EPS (TTM) | 11.47 | 9.12 ↓ 20.5% |
| ROE (Annualized) | 3.52% | 6.49% ↑ 84.4% |
| ROE (TTM) | 8.75% | 6.37% ↓ 27.2% |
| ROA (Annualized) | 0.28% | 0.56% ↑ 100% |
| ROA (TTM) | 0.70% | 0.55% ↓ 21.4% |
| Valuation Ratios | ||
| P/E Ratio (Latest) | 53.11 | 53.11 ↑ 0% |
| P/E Ratio (TTM) | -217.88 | -217.88 ↑ 0% |
| P/E Ratio (Annualized) | 63.64 | 35.86 ↓ 43.7% |
| P/B Ratio | 2.92 | 2.93 ↑ 0.3% |
| Graham Number | 186.10 | 176.55 ↓ 5.1% |
| Price/Sales Ratio | 2.93 | 4.46 ↑ 52.2% |
| Book Value Per Share | 134.20 | 151.90 ↑ 13.2% |
| Banking & Operational | ||
| NPL to Total Loan | 4.97% | 4.98% ↑ 0.2% |
| Credit to Deposit Ratio | 83.29% | 83.81% ↑ 0.6% |
| Interest Rate Spread | 4.58% | 4.01% ↓ 12.4% |
| Net Interest Margin | 4.21% | 4.41% ↑ 4.8% |
| Net Profit Margin | 2.59% | 6.99% ↑ 169.9% |
| Asset Turnover | 0.11 | 0.08 ↓ 27.3% |