Metric
Q4
2022/2023
Q4
2023/2024
Q4
2024/2025
Earnings & Returns
EPS (Annualized)
18.06
12.55 ↓ 30.5%
-14.68 ↓ 217%
EPS (TTM)
18.06
12.55 ↓ 30.5%
-14.68 ↓ 217%
ROE (Annualized)
10.32%
7.63% ↓ 26.1%
-9.66% ↓ 226.6%
ROE (TTM)
10.32%
7.63% ↓ 26.1%
-9.66% ↓ 226.6%
ROA (Annualized)
1.56%
1.02% ↓ 34.6%
-1.15% ↓ 212.7%
ROA (TTM)
1.56%
1.02% ↓ 34.6%
-1.15% ↓ 212.7%
Valuation Ratios
P/E Ratio (Latest)
-26.14
-26.14 ↑ 0%
-26.14 ↑ 0%
P/E Ratio (TTM)
-22.85
-22.85 ↑ 0%
-22.85 ↑ 0%
P/E Ratio (Annualized)
31.01
57.37 ↑ 85%
-39.34 ↓ 168.6%
P/B Ratio
3.34
4.46 ↑ 33.5%
4.05 ↓ 9.2%
Graham Number
261.01
213.40 ↓ 18.2%
0.00 ↓ 100%
Price/Sales Ratio
4.44
6.04 ↑ 36%
5.98 ↓ 1%
Book Value Per Share
167.65
161.28 ↓ 3.8%
142.45 ↓ 11.7%
Banking & Operational
NPL to Total Loan
10.47%
12.49% ↑ 19.3%
16.10% ↑ 28.9%
Credit to Deposit Ratio
80.25%
79.24% ↓ 1.3%
73.28% ↓ 7.5%
Interest Rate Spread
4.57%
4.55% ↓ 0.4%
4.56% ↑ 0.2%
Net Interest Margin
5.91%
4.48% ↓ 24.2%
4.19% ↓ 6.5%
Net Profit Margin
14.32%
10.53% ↓ 26.5%
-15.20% ↓ 244.3%
Asset Turnover
0.11
0.10 ↓ 9.1%
0.08 ↓ 20%
होमपेजबिज शर्ट्स