| Metric | Q2 2024/2025 | Q3 2024/2025 | Q4 2024/2025 | Q1 2025/2026 | Q2 2025/2026 |
|---|---|---|---|---|---|
| Earnings & Returns | |||||
| EPS (Annualized) | 19.34 | 17.22 ↓ 11% | 23.07 ↑ 34% | 17.64 ↓ 23.5% | - ↓ 100% |
| EPS (TTM) | 20.65 | 20.88 ↑ 1.1% | 23.07 ↑ 10.5% | 23.51 ↑ 1.9% | - ↓ 100% |
| ROE (Annualized) | 13.08% | 11.40% ↓ 12.8% | 14.34% ↑ 25.8% | 10.72% ↓ 25.2% | - ↓ 100% |
| ROE (TTM) | 13.97% | 13.82% ↓ 1.1% | 14.34% ↑ 3.8% | 14.31% ↓ 0.2% | - ↓ 100% |
| ROA (Annualized) | 1.14% | 1.01% ↓ 11.4% | 1.29% ↑ 27.7% | 0.96% ↓ 25.6% | - ↓ 100% |
| ROA (TTM) | 1.22% | 1.22% ↑ 0% | 1.29% ↑ 5.7% | 1.32% ↑ 2.3% | - ↓ 100% |
| Valuation Ratios | |||||
| P/E Ratio (Latest) | 22.17 | 22.17 ↑ 0% | 22.17 ↑ 0% | 22.17 ↑ 0% | - ↓ 100% |
| P/E Ratio (TTM) | 16.63 | 16.63 ↑ 0% | 16.63 ↑ 0% | 16.63 ↑ 0% | - ↓ 100% |
| P/E Ratio (Annualized) | 20.11 | 22.99 ↑ 14.3% | 17.80 ↓ 22.6% | 22.85 ↑ 28.4% | - ↓ 100% |
| P/B Ratio | 5.18 | 3.44 ↓ 33.6% | 2.50 ↓ 27.3% | 9.69 ↑ 287.6% | 4.92 ↓ 49.2% |
| PEG Ratio | 2.03 | 2.03 ↑ 0% | 2.03 ↑ 0% | 2.03 ↑ 0% | 2.04 ↑ 0.5% |
| Graham Number | 264.14 | 268.51 ↑ 1.7% | 291.92 ↑ 8.7% | 296.67 ↑ 1.6% | - ↓ 100% |
| Price/Sales Ratio | 10.15 | 4.76 ↓ 53.1% | 2.77 ↓ 41.8% | 44.59 ↑ 1509.7% | 12.31 ↓ 72.4% |
| Book Value Per Share | 150.16 | 153.47 ↑ 2.2% | 164.17 ↑ 7% | 166.38 ↑ 1.3% | 159.59 ↓ 4.1% |
| Banking & Operational | |||||
| NPL to Total Loan | 4.72% | 4.78% ↑ 1.3% | 4.72% ↓ 1.3% | 4.73% ↑ 0.2% | - ↓ 100% |
| Credit to Deposit Ratio | 83.90% | 87.95% ↑ 4.8% | 85.13% ↓ 3.2% | 82.43% ↓ 3.2% | - ↓ 100% |
| Interest Rate Spread | 4.59% | 4.56% ↓ 0.7% | 4.37% ↓ 4.2% | 4.59% ↑ 5% | - ↓ 100% |
| Net Interest Margin | 5.10% | 4.81% ↓ 5.7% | 4.93% ↑ 2.5% | 5.48% ↑ 11.2% | 4.90% ↓ 10.6% |
| Net Profit Margin | 12.61% | 11.64% ↓ 7.7% | 15.55% ↑ 33.6% | 12.20% ↓ 21.5% | 16.52% ↑ 35.4% |
| Asset Turnover | 0.09 | 0.09 ↑ 0% | 0.08 ↓ 11.1% | 0.08 ↑ 0% | - ↓ 100% |