| Metric | Q2 2023/2024 | Q2 2024/2025 | Q2 2025/2026 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 18.06 | 19.34 ↑ 7.1% | - ↓ 100% |
| EPS (TTM) | 21.63 | 20.65 ↓ 4.5% | - ↓ 100% |
| ROE (Annualized) | 13.38% | 13.08% ↓ 2.2% | - ↓ 100% |
| ROE (TTM) | 16.03% | 13.97% ↓ 12.9% | - ↓ 100% |
| ROA (Annualized) | 1.16% | 1.14% ↓ 1.7% | - ↓ 100% |
| ROA (TTM) | 1.40% | 1.22% ↓ 12.9% | - ↓ 100% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | 22.17 | 22.17 ↑ 0% | - ↓ 100% |
| P/E Ratio (TTM) | 16.63 | 16.63 ↑ 0% | - ↓ 100% |
| P/E Ratio (Annualized) | 21.37 | 20.11 ↓ 5.9% | - ↓ 100% |
| P/B Ratio | 5.31 | 5.18 ↓ 2.4% | 4.92 ↓ 5% |
| PEG Ratio | 2.03 | 2.03 ↑ 0% | 2.04 ↑ 0.5% |
| Graham Number | 266.08 | 264.14 ↓ 0.7% | - ↓ 100% |
| Price/Sales Ratio | 8.03 | 10.15 ↑ 26.4% | 12.31 ↑ 21.3% |
| Book Value Per Share | 145.47 | 150.16 ↑ 3.2% | 159.59 ↑ 6.3% |
| Banking & Operational | |||
| NPL to Total Loan | 2.95% | 4.72% ↑ 60% | - ↓ 100% |
| Credit to Deposit Ratio | 85.73% | 83.90% ↓ 2.1% | - ↓ 100% |
| Interest Rate Spread | 4.59% | 4.59% ↑ 0% | - ↓ 100% |
| Net Interest Margin | 5.26% | 5.10% ↓ 3% | 4.90% ↓ 3.9% |
| Net Profit Margin | 9.39% | 12.61% ↑ 34.3% | 16.52% ↑ 31% |
| Asset Turnover | 0.12 | 0.09 ↓ 25% | - ↓ 100% |