| Metric | Q3 2023/2024 | Q3 2024/2025 |
|---|---|---|
| Earnings & Returns | ||
| EPS (Annualized) | 16.04 | 17.22 ↑ 7.4% |
| EPS (TTM) | 21.99 | 20.88 ↓ 5% |
| ROE (Annualized) | 11.65% | 11.40% ↓ 2.1% |
| ROE (TTM) | 15.98% | 13.82% ↓ 13.5% |
| ROA (Annualized) | 1.01% | 1.01% ↑ 0% |
| ROA (TTM) | 1.39% | 1.22% ↓ 12.2% |
| Valuation Ratios | ||
| P/E Ratio (Latest) | 22.17 | 22.17 ↑ 0% |
| P/E Ratio (TTM) | 16.63 | 16.63 ↑ 0% |
| P/E Ratio (Annualized) | 23.07 | 22.99 ↓ 0.3% |
| P/B Ratio | 3.32 | 3.44 ↑ 3.6% |
| PEG Ratio | 2.03 | 2.03 ↑ 0% |
| Graham Number | 271.11 | 268.51 ↓ 1% |
| Price/Sales Ratio | 3.60 | 4.76 ↑ 32.2% |
| Book Value Per Share | 148.55 | 153.47 ↑ 3.3% |
| Banking & Operational | ||
| NPL to Total Loan | 2.97% | 4.78% ↑ 60.9% |
| Credit to Deposit Ratio | 82.89% | 87.95% ↑ 6.1% |
| Interest Rate Spread | 4.59% | 4.56% ↓ 0.7% |
| Net Interest Margin | 4.84% | 4.81% ↓ 0.6% |
| Net Profit Margin | 8.77% | 11.64% ↑ 32.7% |
| Asset Turnover | 0.12 | 0.09 ↓ 25% |