| Metric | Q1 2023/2024 | Q1 2024/2025 | Q1 2025/2026 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 15.54 | 15.90 ↑ 2.3% | 17.64 ↑ 10.9% |
| EPS (TTM) | 23.63 | 20.43 ↓ 13.5% | 23.51 ↑ 15.1% |
| ROE (Annualized) | 10.96% | 10.52% ↓ 4% | 10.72% ↑ 1.9% |
| ROE (TTM) | 16.70% | 13.54% ↓ 18.9% | 14.31% ↑ 5.7% |
| ROA (Annualized) | 0.92% | 0.92% ↑ 0% | 0.96% ↑ 4.3% |
| ROA (TTM) | 1.40% | 1.22% ↓ 12.9% | 1.32% ↑ 8.2% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | 22.17 | 22.17 ↑ 0% | 22.17 ↑ 0% |
| P/E Ratio (TTM) | 16.63 | 16.63 ↑ 0% | 16.63 ↑ 0% |
| P/E Ratio (Annualized) | 23.49 | 29.56 ↑ 25.8% | 22.85 ↓ 22.7% |
| P/B Ratio | 9.56 | 11.60 ↑ 21.3% | 9.69 ↓ 16.5% |
| PEG Ratio | 2.03 | 2.03 ↑ 0% | 2.03 ↑ 0% |
| Graham Number | 284.94 | 272.95 ↓ 4.2% | 296.67 ↑ 8.7% |
| Price/Sales Ratio | 27.08 | 46.02 ↑ 69.9% | 44.59 ↓ 3.1% |
| Book Value Per Share | 152.71 | 162.07 ↑ 6.1% | 166.38 ↑ 2.7% |
| Banking & Operational | |||
| NPL to Total Loan | 2.68% | 3.82% ↑ 42.5% | 4.73% ↑ 23.8% |
| Credit to Deposit Ratio | 84.09% | 86.59% ↑ 3% | 82.43% ↓ 4.8% |
| Interest Rate Spread | 4.59% | 4.59% ↑ 0% | 4.59% ↑ 0% |
| Net Interest Margin | 5.24% | 5.40% ↑ 3.1% | 5.48% ↑ 1.5% |
| Net Profit Margin | 7.20% | 9.72% ↑ 35% | 12.20% ↑ 25.5% |
| Asset Turnover | 0.13 | 0.10 ↓ 23.1% | 0.08 ↓ 20% |