| Metric | Q2 2023/2024 | Q2 2024/2025 | Q2 2025/2026 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 12.07 | 8.15 ↓ 32.5% | - ↓ 100% |
| EPS (TTM) | 16.02 | 14.88 ↓ 7.1% | - ↓ 100% |
| ROE (Annualized) | 7.06% | 4.60% ↓ 34.8% | - ↓ 100% |
| ROE (TTM) | 9.39% | 8.40% ↓ 10.5% | - ↓ 100% |
| ROA (Annualized) | 0.68% | 0.44% ↓ 35.3% | - ↓ 100% |
| ROA (TTM) | 0.91% | 0.81% ↓ 11% | - ↓ 100% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | -12.65 | -12.65 ↑ 0% | - ↑ 100% |
| P/E Ratio (TTM) | -103.35 | -103.35 ↑ 0% | - ↑ 100% |
| P/E Ratio (Annualized) | 33.39 | 55.95 ↑ 67.6% | - ↓ 100% |
| P/B Ratio | 4.53 | 5.03 ↑ 11% | 5.22 ↑ 3.8% |
| PEG Ratio | 0.00 | 0.00 | 0.32 |
| Graham Number | 253.18 | 246.43 ↓ 2.7% | - ↓ 100% |
| Price/Sales Ratio | 8.20 | 11.09 ↑ 35.2% | 15.23 ↑ 37.3% |
| Book Value Per Share | 177.84 | 181.39 ↑ 2% | 190.20 ↑ 4.9% |
| Banking & Operational | |||
| NPL to Total Loan | 3.55% | 4.68% ↑ 31.8% | - ↓ 100% |
| Credit to Deposit Ratio | 82.27% | 88.64% ↑ 7.7% | - ↓ 100% |
| Interest Rate Spread | 4.59% | 4.57% ↓ 0.4% | - ↓ 100% |
| Net Interest Margin | 3.68% | 3.80% ↑ 3.3% | 3.98% ↑ 4.7% |
| Net Profit Margin | 6.14% | 4.95% ↓ 19.4% | 12.08% ↑ 144% |
| Asset Turnover | 0.11 | 0.09 ↓ 18.2% | - ↓ 100% |