| Metric | Q1 2023/2024 | Q1 2024/2025 | Q1 2025/2026 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 20.49 | 22.96 ↑ 12.1% | -38.48 ↓ 267.6% |
| EPS (TTM) | 21.13 | 17.98 ↓ 14.9% | -4.71 ↓ 126.2% |
| ROE (Annualized) | 11.68% | 12.36% ↑ 5.8% | -20.40% ↓ 265% |
| ROE (TTM) | 12.07% | 9.70% ↓ 19.6% | -2.49% ↓ 125.7% |
| ROA (Annualized) | 1.16% | 1.24% ↑ 6.9% | -2.04% ↓ 264.5% |
| ROA (TTM) | 1.22% | 0.97% ↓ 20.5% | -0.25% ↓ 125.8% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | -12.65 | -12.65 ↑ 0% | -12.65 ↑ 0% |
| P/E Ratio (TTM) | -103.35 | -103.35 ↑ 0% | -103.35 ↑ 0% |
| P/E Ratio (Annualized) | 18.20 | 21.82 ↑ 19.9% | -11.54 ↓ 152.9% |
| P/B Ratio | 8.24 | 10.19 ↑ 23.7% | 9.53 ↓ 6.5% |
| Graham Number | 293.40 | 282.00 ↓ 3.9% | 0.00 ↓ 100% |
| Price/Sales Ratio | 28.98 | 44.81 ↑ 54.6% | 53.40 ↑ 19.2% |
| Book Value Per Share | 181.07 | 196.57 ↑ 8.6% | 186.30 ↓ 5.2% |
| Banking & Operational | |||
| NPL to Total Loan | 3.47% | 3.69% ↑ 6.3% | 7.78% ↑ 110.8% |
| Credit to Deposit Ratio | 85.41% | 83.46% ↓ 2.3% | 86.23% ↑ 3.3% |
| Interest Rate Spread | 4.40% | 4.59% ↑ 4.3% | 4.18% ↓ 8.9% |
| Net Interest Margin | 3.80% | 3.76% ↓ 1.1% | 3.84% ↑ 2.1% |
| Net Profit Margin | 9.94% | 12.84% ↑ 29.2% | -28.93% ↓ 325.3% |
| Asset Turnover | 0.12 | 0.10 ↓ 16.7% | 0.07 ↓ 30% |