Metric
Q4
2022/2023
Q4
2023/2024
Q4
2024/2025
Earnings & Returns
EPS (Annualized)
17.16
14.13 ↓ 17.7%
9.79 ↓ 30.7%
EPS (TTM)
17.16
14.13 ↓ 17.7%
9.79 ↓ 30.7%
ROE (Annualized)
13.18%
10.74% ↓ 18.5%
7.68% ↓ 28.5%
ROE (TTM)
13.18%
10.74% ↓ 18.5%
7.68% ↓ 28.5%
ROA (Annualized)
1.96%
1.95% ↓ 0.5%
1.70% ↓ 12.8%
ROA (TTM)
1.96%
1.95% ↓ 0.5%
1.70% ↓ 12.8%
Valuation Ratios
P/E Ratio (Latest)
159.90
159.90 ↑ 0%
159.90 ↑ 0%
P/E Ratio (TTM)
91.66
91.66 ↑ 0%
91.66 ↑ 0%
P/E Ratio (Annualized)
42.91
48.20 ↑ 12.3%
81.13 ↑ 68.3%
P/B Ratio
5.34
5.05 ↓ 5.4%
6.05 ↑ 19.8%
Graham Number
230.72
206.99 ↓ 10.3%
170.03 ↓ 17.9%
Price/Sales Ratio
5.90
9.73 ↑ 64.9%
19.40 ↑ 99.4%
Book Value Per Share
137.87
134.76 ↓ 2.3%
131.25 ↓ 2.6%
Banking & Operational
NPL to Total Loan
0.66%
2.07% ↑ 213.6%
3.84% ↑ 85.5%
Credit to Deposit Ratio
106.15%
106.90% ↑ 0.7%
124.06% ↑ 16.1%
Interest Rate Spread
2.27%
2.14% ↓ 5.7%
1.43% ↓ 33.2%
Net Interest Margin
5.64%
4.12% ↓ 27%
3.46% ↓ 16%
Net Profit Margin
13.75%
20.17% ↑ 46.7%
23.92% ↑ 18.6%
Asset Turnover
0.14
0.10 ↓ 28.6%
0.07 ↓ 30%
होमपेजबिज शर्ट्स