| Metric | Q3 2023/2024 | Q3 2024/2025 |
|---|---|---|
| Earnings & Returns | ||
| EPS (Annualized) | 14.08 | 7.00 ↓ 50.3% |
| EPS (TTM) | 10.75 | 8.53 ↓ 20.7% |
| ROE (Annualized) | 10.83% | 5.65% ↓ 47.8% |
| ROE (TTM) | 8.26% | 6.88% ↓ 16.7% |
| ROA (Annualized) | 2.01% | 1.27% ↓ 36.8% |
| ROA (TTM) | 1.54% | 1.54% ↑ 0% |
| Valuation Ratios | ||
| P/E Ratio (Latest) | 159.90 | 159.90 ↑ 0% |
| P/E Ratio (TTM) | 91.66 | 91.66 ↑ 0% |
| P/E Ratio (Annualized) | 43.90 | 108.67 ↑ 147.5% |
| P/B Ratio | 6.25 | 8.00 ↑ 28% |
| Graham Number | 178.57 | 155.95 ↓ 12.7% |
| Price/Sales Ratio | 14.99 | 32.01 ↑ 113.5% |
| Book Value Per Share | 131.83 | 126.72 ↓ 3.9% |
| Banking & Operational | ||
| NPL to Total Loan | 3.12% | 4.78% ↑ 53.2% |
| Credit to Deposit Ratio | 128.96% | 112.41% ↓ 12.8% |
| Interest Rate Spread | 2.06% | 1.08% ↓ 47.6% |
| Net Interest Margin | 4.55% | 3.43% ↓ 24.6% |
| Net Profit Margin | 19.19% | 16.57% ↓ 13.7% |
| Asset Turnover | 0.11 | 0.08 ↓ 27.3% |