| Metric | Q4 2022/2023 | Q4 2023/2024 | Q4 2024/2025 |
|---|---|---|---|
| Earnings & Returns | |||
| EPS (Annualized) | 2.12 | 14.30 ↑ 574.5% | 44.09 ↑ 208.3% |
| EPS (TTM) | 2.12 | 14.30 ↑ 574.5% | 44.09 ↑ 208.3% |
| ROE (Annualized) | 1.15% | 6.51% ↑ 466.1% | 17.64% ↑ 171% |
| ROE (TTM) | 1.15% | 6.51% ↑ 466.1% | 17.64% ↑ 171% |
| ROA (Annualized) | 0.11% | 0.62% ↑ 463.6% | 1.68% ↑ 171% |
| ROA (TTM) | 0.11% | 0.62% ↑ 463.6% | 1.68% ↑ 171% |
| Valuation Ratios | |||
| P/E Ratio (Latest) | -69.79 | -69.79 ↑ 0% | -69.79 ↑ 0% |
| P/E Ratio (TTM) | 36.69 | 36.69 ↑ 0% | 36.69 ↑ 0% |
| P/E Ratio (Annualized) | 665.09 | 108.38 ↓ 83.7% | 39.54 ↓ 63.5% |
| P/B Ratio | 6.52 | 6.96 ↑ 6.7% | 6.29 ↓ 9.6% |
| Graham Number | 101.57 | 267.68 ↑ 163.5% | 524.37 ↑ 95.9% |
| Price/Sales Ratio | 6.12 | 5.00 ↓ 18.3% | 5.22 ↑ 4.4% |
| Book Value Per Share | 216.28 | 222.69 ↑ 3% | 277.17 ↑ 24.5% |
| Banking & Operational | |||
| NPL to Total Loan | 2.97% | 4.95% ↑ 66.7% | 4.54% ↓ 8.3% |
| Credit to Deposit Ratio | 115.26% | 114.36% ↓ 0.8% | 106.64% ↓ 6.8% |
| Interest Rate Spread | 3.63% | 4.97% ↑ 36.9% | 6.86% ↑ 38% |
| Net Interest Margin | 4.50% | 5.36% ↑ 19.1% | 7.20% ↑ 34.3% |
| Net Profit Margin | 0.91% | 4.61% ↑ 406.6% | 13.19% ↑ 186.1% |
| Asset Turnover | 0.13 | 0.14 ↑ 7.7% | 0.13 ↓ 7.1% |